Francis Kosteliz
LOYALTY FINANCIAL SERVICES PTY LTD · Nelson Bay NSW 2315 · Advising since 2006
- Register · ASICRegisteredAs at 10 Sep 2026
- Adviser saysNot claimedUnclaimed profile
- Clients sayNo reviews yetReviews on Souffle
- Souffle checkedNot checkedUnclaimed profile
Registration and authorisation
SOURCE //ASIC Financial Advisers Dataset, as at 10 September 2026. Published by ASIC and shown here unchanged. Check it on ASIC's Moneysmart register
- ASIC adviser number
- 000320154
- Registration status
- Registered
- Adviser type
- Financial Adviser
- Authorised by
- LOYALTY FINANCIAL SERVICES PTY LTD · AFSL 227096Since 4 September 2020
- Principal business address
- Nelson Bay NSW 2315
- First year providing advice
- 2006
- Can provide tax (financial) advice
- Yes
- Memberships
- None recorded
- Further restrictions
- None recorded
Authorised to advise on
The product areas ASIC records this adviser as legally authorised to advise on — which is not the same as the services they choose to offer.
- Non-basic deposit products
- Government debentures, stocks or bonds
- Investment life insurance products
- Life risk insurance products
- Managed investment schemes, including IDPS
- Retirement savings account products
- Securities
- Standard margin lending facilities
- Superannuation
Conduct and compliance
- Disciplinary action
- None recorded on the register
- CPD requirements not met
- No year recorded
Shown exactly as ASIC publishes it. Souffle does not score, summarise or remove register entries.
Work history
SOURCE //ASIC Financial Advisers Dataset, as at 10 September 2026. Published by ASIC and shown here unchanged. Check it on ASIC's Moneysmart register
Every appointment as a financial adviser that the register records, newest first.
- CURRENTSep 2020 – presentLOYALTY FINANCIAL SERVICES PTY LTD · AFSL 227096
- CEASEDMay 2019 – Aug 2020MATRIX PLANNING SOLUTIONS LIMITED · AFSL 238256
- CEASEDSep 2017 – May 2019AFFINIA FINANCIAL ADVISERS PTY LTD · AFSL 237857
- CEASEDSep 2015 – Jul 2017WESTPAC BANKING CORPORATION · AFSL 233714
- CEASEDDec 2013 – Dec 2014RI ADVICE GROUP PTY LTD · AFSL 238429
- CEASEDAug 2012 – Dec 2013CHARTER FINANCIAL PLANNING LIMITED · AFSL 234665
- CEASEDDec 2009 – Oct 2011GWM ADVISER SERVICES PTY LTD · AFSL 230692Through authorised representative FRANK KOSTELIZ (no. 000343679)
- CEASEDNov 2007 – Oct 2008JIGSAW SUPPORT SERVICES PTY LIMITED · AFSL 234663
Qualifications
SOURCE //ASIC Financial Advisers Dataset, as at 10 September 2026. Published by ASIC and shown here unchanged. Check it on ASIC's Moneysmart register
Ethics and Professionalism in Financial Advice
Kaplan Professional · 2022 · Bridging Course - Ethics
MBA
University of Newcastle · 2016 · Masters Degree (AQF 9)
Statement of Attainment - SMSF
Kaplan Education Pty Ltd · 2014
Advanced Diploma of Financial Services (Financial Planning)
Kaplan Professional · 2012 · Advanced Diploma (AQF 6)
Diploma of Financial Services (Financial Planning)
Kaplan Education Pty Ltd (formerly Tribeca) · 2008
Bachelor of Business
The University of Newcastle · 2006 · Bachelor Degree (AQF 7)
The education level (AQF) appears only where ASIC records one. It is never inferred from a qualification's name.
About and fees
Not yet provided by the adviser
This profile was created from the public ASIC register. A description of the services offered, the fees charged and who the adviser works with appears here once Francis Kosteliz claims the profile.
Reviews
Not yet reviewed
No client has reviewed Francis Kosteliz on Souffle yet.
Contacting Francis Kosteliz
The principal business address ASIC records, which is suburb, state and postcode only — no street address.
LOYALTY FINANCIAL SERVICES PTY LTD · AFSL 227096
- PHONENOT PUBLISHED
The ASIC register doesn't include advisers' phone numbers.
- EMAILNOT PUBLISHED
The ASIC register doesn't include email addresses either.
- ENQUIRY VIA SOUFFLEOPENING SOON
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- PROFILE CLAIMUNCLAIMED
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Register information: ASIC Financial Advisers Dataset, © Australian Securities & Investments Commission, used under the Creative Commons Attribution 3.0 Australia licence. Souffle is not affiliated with ASIC, and ASIC does not endorse this page.
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