Carmel Gardner
FINDEX ADVICE SERVICES PTY LTD · Bundall QLD 4217 · Advising since 2007
- Register · ASICRegisteredAs at 10 Sep 2026
- Adviser saysNot claimedUnclaimed profile
- Clients sayNo reviews yetReviews on Souffle
- Souffle checkedNot checkedUnclaimed profile
Registration and authorisation
SOURCE //ASIC Financial Advisers Dataset, as at 10 September 2026. Published by ASIC and shown here unchanged. Check it on ASIC's Moneysmart register
- ASIC adviser number
- 001000491
- Registration status
- Registered
- Adviser type
- Financial Adviser
- Authorised by
- FINDEX ADVICE SERVICES PTY LTD · AFSL 243253Since 23 November 2015
- Principal business address
- Bundall QLD 4217
- First year providing advice
- 2007
- Can provide tax (financial) advice
- Yes
- Memberships
- None recorded
- Further restrictions
- None recorded
Authorised to advise on
The product areas ASIC records this adviser as legally authorised to advise on — which is not the same as the services they choose to offer.
- Non-basic deposit products
- Government debentures, stocks or bonds
- Investment life insurance products
- Life risk insurance products
- Managed discretionary account (MDA) services
- Managed investment schemes, including IDPS
- Retirement savings account products
- Securities
- Standard margin lending facilities
- Superannuation
Conduct and compliance
- Disciplinary action
- None recorded on the register
- CPD requirements not met
- No year recorded
Shown exactly as ASIC publishes it. Souffle does not score, summarise or remove register entries.
Work history
SOURCE //ASIC Financial Advisers Dataset, as at 10 September 2026. Published by ASIC and shown here unchanged. Check it on ASIC's Moneysmart register
Every appointment as a financial adviser that the register records, newest first.
- CURRENTNov 2015 – presentFINDEX ADVICE SERVICES PTY LTD · AFSL 243253
- CEASEDAug 2015 – Apr 2016UNISON ADVICE SERVICES LTD · AFSL 228894
- CEASEDDec 2006 – May 2016SPECIALISED PRIVATE CAPITAL WHOLESALE PTY LTD · AFSL 238244
Qualifications
SOURCE //ASIC Financial Advisers Dataset, as at 10 September 2026. Published by ASIC and shown here unchanged. Check it on ASIC's Moneysmart register
SMSF Core Course
DBA Network Pty Ltd · 2017 · Other
Accredited Aged Care Professional
Aged Care Steps Pty Ltd · 2014 · Other
Margin Lending and Geared Investments
Kaplan Professional · 2011
Diploma of Financial Services (Financial Planning)
TAFE Queensland · 2005
The education level (AQF) appears only where ASIC records one. It is never inferred from a qualification's name.
About and fees
Not yet provided by the adviser
This profile was created from the public ASIC register. A description of the services offered, the fees charged and who the adviser works with appears here once Carmel Gardner claims the profile.
Reviews
Not yet reviewed
No client has reviewed Carmel Gardner on Souffle yet.
Contacting Carmel Gardner
The principal business address ASIC records, which is suburb, state and postcode only — no street address.
FINDEX ADVICE SERVICES PTY LTD · AFSL 243253
- PHONENOT PUBLISHED
The ASIC register doesn't include advisers' phone numbers.
- EMAILNOT PUBLISHED
The ASIC register doesn't include email addresses either.
- ENQUIRY VIA SOUFFLEOPENING SOON
Private enquiries through Souffle aren't open yet. Until then, contact the practice or licensee named here.
- PROFILE CLAIMUNCLAIMED
Once Carmel Gardner claims this profile, their own contact options can appear here.
Register information: ASIC Financial Advisers Dataset, © Australian Securities & Investments Commission, used under the Creative Commons Attribution 3.0 Australia licence. Souffle is not affiliated with ASIC, and ASIC does not endorse this page.
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