Ayal Fernando
THE TRUSTEE FOR FERN FINANCIAL TRUST · Blackburn South VIC 3152 · Advising since 2008
- Register · ASICRegisteredAs at 10 Sep 2026
- Adviser saysNot claimedUnclaimed profile
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Registration and authorisation
SOURCE //ASIC Financial Advisers Dataset, as at 10 September 2026. Published by ASIC and shown here unchanged. Check it on ASIC's Moneysmart register
- ASIC adviser number
- 000437098
- Registration status
- Registered
- Adviser type
- Financial Adviser
- Authorised by
- COBALT ADVISERS PTY LTD · AFSL 512550Through authorised representative THE TRUSTEE FOR FERN FINANCIAL TRUST (no. 001240537)Since 9 December 2020
- Principal business address
- Blackburn South VIC 3152
- First year providing advice
- 2008
- Can provide tax (financial) advice
- Yes
- Memberships
- None recorded
- Further restrictions
- None recorded
Authorised to advise on
The product areas ASIC records this adviser as legally authorised to advise on — which is not the same as the services they choose to offer.
- Government debentures, stocks or bonds
- Investment life insurance products
- Life risk insurance products
- Managed investment schemes, including IDPS
- Retirement savings account products
- Securities
- Superannuation
Conduct and compliance
- Disciplinary action
- None recorded on the register
- CPD requirements not met
- No year recorded
Shown exactly as ASIC publishes it. Souffle does not score, summarise or remove register entries.
Work history
SOURCE //ASIC Financial Advisers Dataset, as at 10 September 2026. Published by ASIC and shown here unchanged. Check it on ASIC's Moneysmart register
Every appointment as a financial adviser that the register records, newest first.
- CURRENTDec 2020 – presentCOBALT ADVISERS PTY LTD · AFSL 512550Through authorised representative THE TRUSTEE FOR FERN FINANCIAL TRUST (no. 001240537)
- CEASEDNov 2014 – Dec 2020SHARTRU WEALTH MANAGEMENT PTY LTD · AFSL 422409
- CEASEDApr 2013 – Jun 2014CHARTER FINANCIAL PLANNING LIMITED · AFSL 234665
Qualifications
SOURCE //ASIC Financial Advisers Dataset, as at 10 September 2026. Published by ASIC and shown here unchanged. Check it on ASIC's Moneysmart register
FPC002B - Ethics and Professionalism in Financial Advice
Kaplan Professional · 2024 · Bridging Course - Ethics
Diploma Financial Planning (SMSF)
Monarch Institute · 2016
Advanced Diploma of Financial Planning
Monarch Institute · 2015 · Advanced Diploma (AQF 6)
Diploma Financial Planning
Kaplan · 2008
Bachelor of Commerce
University of Melbourne · 2007 · Bachelor Degree (AQF 7)
The education level (AQF) appears only where ASIC records one. It is never inferred from a qualification's name.
About and fees
Not yet provided by the adviser
This profile was created from the public ASIC register. A description of the services offered, the fees charged and who the adviser works with appears here once Ayal Fernando claims the profile.
Reviews
Not yet reviewed
No client has reviewed Ayal Fernando on Souffle yet.
Contacting Ayal Fernando
The principal business address ASIC records, which is suburb, state and postcode only — no street address.
THE TRUSTEE FOR FERN FINANCIAL TRUST
Authorised by COBALT ADVISERS PTY LTD · AFSL 512550
- PHONENOT PUBLISHED
The ASIC register doesn't include advisers' phone numbers.
- EMAILNOT PUBLISHED
The ASIC register doesn't include email addresses either.
- ENQUIRY VIA SOUFFLEOPENING SOON
Private enquiries through Souffle aren't open yet. Until then, contact the practice or licensee named here.
- PROFILE CLAIMUNCLAIMED
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Register information: ASIC Financial Advisers Dataset, © Australian Securities & Investments Commission, used under the Creative Commons Attribution 3.0 Australia licence. Souffle is not affiliated with ASIC, and ASIC does not endorse this page.
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